Automate payment collection and streamline cash flow management with OQPAY’s Payment Collection API. Accept secure online payments, enable bulk PayIns, and route funds seamlessly to bank accounts & digital wallets — all through OQPAY developer-friendly platform.
OQPAY Payment Collection API empowers e-commerce platforms, education providers and enterprise businesses with secure, scalable payment acceptance capabilities. From single transactions to bulk collections, our PCI DSS-compliant infrastructure handles millions of payments daily with bank-grade security.
Accept individual payments or collect from thousands of customers at once. Supports transfers to both bank accounts and digital wallets, with real-time status tracking and detailed reporting.
Generate secure, customizable payment links for email, SMS, and messaging platforms. Customers can complete payments through hosted payment pages that reflect your brand.
Enjoy a RESTful API with full documentation, SDKs for popular programming languages, and a sandbox environment for easy testing and integration
Streamline your payment operations with advanced automation. OQPAY API manages payment validation, processing, and settlement, while delivering real-time notifications and maintaining comprehensive audit trails for every transaction.
Accept and process payments in INR only. Our infrastructure supports Indian transactions and ensures compliance with local banking regulations across multiple jurisdictions.
Built with enterprise-grade security, including end-to-end encryption, tokenization, and real-time fraud detection. OQPAY is PCI DSS Level 1 certified, SOC 2 Type II compliant, and adheres to Indian banking and data protection standards.
99.9%
API Uptime
95%
Success Rate
OQPAY Payment Collection API serves diverse industries with customizable solutions that scale from startups to enterprise-level organizations. Whether you're processing vendor payments, or customer refunds, our platform adapts to your specific business needs.
Automate seller payments, customer refunds, and vendor disbursements.
Tuition processing, scholarship disbursements, and instructor payments.
Built on cloud-native infrastructure that automatically scales to handle peak transaction volumes. OQPAY’s distributed system architecture ensures consistent performance during high-traffic periods, with sub-second response times.
Gain full visibility into payment operations with real-time dashboards. Monitor transaction statuses, success rates, and system health. Set up custom alerts for failures, anomalies, or performance thresholds.
Integrate the way you prefer — choose from REST APIs, webhooks, hosted payment solutions, or white-label implementations. OQPAY supports both cloud-based and on-premise deployments to align with your specific security and compliance needs.
OQPAY’s smart routing engine automatically selects the most efficient payment rails based on cost, speed, and success rates. Dynamic routing optimizes transaction success while minimizing failures and reducing processing costs.
Automate reconciliation with detailed transaction matching, exception handling, and settlement reporting. Export data in multiple formats compatible with accounting systems and financial reporting tools.
Implement tailored approval workflows, spending limits, and business rules through flexible API configurations. Supports multi-level authorization, spending controls, and custom validation logic to meet your operational needs.